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Understanding Credit: Your Key to Success

Your financial dreams deserve more than wishful thinking—they deserve a plan

Your financial dreams deserve more than wishful thinking—they deserve a plan, a foundation, and the right tools to bring them to life. One of the most powerful tools you can master is your credit.

Whether you're working toward buying a home, launching a business, accessing funding, or simply building a better financial future, understanding how credit works is the first step to unlocking lasting success. In this motivational and practical virtual workshop, Terrell Hill, Lending Coordinator at BiGAUSTIN, will walk you through the fundamentals of credit—what it is, why it matters, and how you can take control of it starting today.

What You’ll Learn:

  • What your credit score really means and how it’s calculated

  • Why credit is a key factor in achieving financial milestones

  • The top credit myths that hold people back—and how to overcome them

  • Simple, effective strategies to build or repair your credit

  • How lenders evaluate credit for personal and business loans

  • Tips and tools to confidently manage and monitor your credit

This isn’t just a workshop—it’s an invitation to step into a new chapter of your financial life with clarity and confidence. Terrell brings a passion for financial empowerment and years of lending experience to help break down the barriers that keep many from reaching their goals.

Who Should Attend:

  • Aspiring and current business owners

  • Individuals working to improve or establish credit

  • Anyone interested in achieving financial stability and growth

  • Those who are curious about how credit works but never had it explained in simple, real-world terms

Why You Should Attend:

Because you deserve to thrive—not just survive. Because access to credit shouldn't be a mystery. Because the more you understand, the more power you have to make informed, confident decisions about your future.

This workshop is free, virtual, and packed with value. You’ll leave feeling informed, encouraged, and ready to take action—whether that means applying for a loan, starting a savings plan, or simply getting your financial house in order.

Seats are limited. Register today and take your first step toward financial empowerment.

Let your credit be a bridge to your goals—not a barrier. Join us and discover how to make it work for you.

Date: June 26, 2025

Time: 12:00 PM – 1:30 PM (CST)

Cost: FREE - Registration required

Location: Microsoft TEAMS (Link provided upon registration)

Instructor: Terrell Hill, Lending Director - BiGAUSTIN

FAQs

Contact: If you have any questions, please contact info@bigaustin.org or call our offices at (512) 928-8010

How do I join the virtual workshop?

Once you register for the event you will receive an email with details to access the webinar.

The invitation email or message will include a link to the meeting

What platform are you using?

The virtual workshop is hosted through the Microsoft Teams platform. If you're not familiar with TEAMS, we encourage you to watch this QuickStart video

Do I need an account to join a meeting?

Joining Microsoft Teams is always free and you don't need an account to attend sessions.

If you don’t have a Teams account, select Join as a guest and enter your name to join the meeting as a guest. Depending on how the meeting was set up, you may need to sign in to an account that was authorized for the meeting; for details, see Join a meeting without a Teams account.

If you have a Teams account, select Sign in and join to join with access to the meeting chat and more. Depending on the organizer’s settings, you may join the meeting right away or go to the lobby where someone else can admit you.

How do I join a webinar from my mobile device?

Teams mobile apps let you join webinars from anywhere using your iOS, Android, and Windows devices. Learn more.


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June 5

Smart Money Moves: Credit, Banking & Business Structures